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https://www.businessinsuranceusa.com/news/insurance/company-officers-excluded-workers-comp/#:~:text=To%20be%20really%20sure%20whether%20or%20not%20company,with%20and%20without%20executive%20coverage%20for%20workers%20compensation
https://workcompconsultant.com/workers-compensation-corporate-officers.htm
Typically the premium for corporate officers will be based on a "set" or "banded" payroll as established by the state. For example in Nebraska corporate officer payroll is banded between a minimum of $36,400 and a maximum of $145,600. So if the officers actual pay falls between this range then the actual pay is used.
https://www.thebalancesmb.com/workers-compensation-owners-partners-462798
https://lni.wa.gov/insurance/insurance-requirements/do-i-need-a-workers-comp-account/corporate-officers
All workers are covered by workers’ compensation insurance unless they meet strict exemption rules. Workers who are named as officers and don’t meet the criteria for exemption must be covered by workers’ compensation insurance. To be exempt, officers of a non-public corporation must meet all of the following criteria:
https://www.businessinsuranceusa.com/news/insurance/company-officers-excluded-workers-comp/
For a huge number of companies, excluding officers from workers compensation coverage will save the business money without harming the workers or the officers. Leave a Reply. You must be logged in to post a comment. Previous post How Businesses Can Avoid Being The Next Cambridge Analytica Target.
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